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RISMEDIA, July 15, 2009-With record low mortgage rates, expanded FHA loans and tax credit incentives, many Americans have plungedinto first-time home ownership. In fact, the National Association of Realtors reports that first-time buyers accounted for 29 percent of existing home sales in the last month. But while taking advantage of …


30-year Fixed Rates Continue Month-Long Decline


RISMEDIA, July 15, 2009-The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased last week to 5.26 percent, down from 5.40 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by leading real estate Web site Zillow.com . Meanwhile, rates for …


Preparing a Contract Offer to Get It Signed, Not Rejected


RISMEDIA, July 15, 2009-Are you providing professional skills and guidance to buyers in structuring their contract offer to help them get it accepted?

You converted the original home buyer inquiry to an appointment. You qualified the buyer as to needs, wants and price range, helped them obtain mortgage pre-approval and developed …


Number of Americans Delaying Retirement beyond Age 70 Increases because of Economic Crisis


RISMEDIA, July 16, 2009-The current economic crisis is having a lasting impact on many older Americans, forcing them to make difficult financialdecision because they have so little time and resources available to them to recover from losses in the housing and financial markets.

A new survey from Golden Gateway Financial shows …


4 Easy Ways to Cultivate First-Time Home Buyers


RISMEDIA, July 15, 2009-Snap out of it! This article is about cultivating your first-time home-buying clientele after they are snuggled in nicely.The average home turnover is about 11 years, with a range of six to 16 years, depending upon your state. You definitely want to build relationships with your younger …

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